Fixed Deposit vs Debt Funds

Fixed Deposit vs Debt Funds

Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Annual Interest / Return (%) Investment Value at the end of the term Total Interest / Profit
Fixed Deposit 100000 6.98 106,975 6,975
HDFC Dynamic Debt Fund - Growth Option 100000 0.46 100,462 462
Post Tax Return Pre-tax Interest / Profit Capital Gains Income / Capital Gains Tax Post Tax Interest / Profit
Fixed Deposit 6,975 Not Applicable 2,093 4,883
HDFC Dynamic Debt Fund - Growth Option 462 Short Term 139 324

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds

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Data as on - 12-05-2026
Scheme
Name		 Launch Date 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
Mirae Asset Dynamic Bond Fund-Regular Plan Growth 05-03-2017 5.48 6.65 6.32 4.91 - 5.84
360 ONE Dynamic Bond Fund - Regular Plan - Growth Option 24-06-2013 4.6 7.54 7.29 6.54 6.72 6.83
Axis Dynamic Bond Fund - Regular Plan - Growth Option 01-04-2011 3.79 6.9 6.61 5.69 7.1 7.73
ICICI Prudential All Seasons Bond Fund - Growth 01-05-2009 3.74 6.71 6.76 6.15 7.66 8.17
Nippon India Dynamic Bond Fund-Growth Plan-Growth Option 05-11-2004 3.42 6.96 6.69 5.74 6.56 6.47
Aditya Birla Sun Life Dynamic Bond Fund - Growth - Regular Plan 27-09-2004 3.36 6.95 6.72 6.51 5.98 7.5
Aditya Birla Sun Life Dynamic Bond Fund-Discipline Advantage Plan-Growth 30-03-2009 3.36 6.95 6.71 6.51 5.98 7.22
UTI Dynamic Bond Fund - Regular Plan - Growth Option 23-06-2010 3.25 6.38 6.37 8.55 6.48 7.57
SBI Dynamic Bond Fund - Regular Plan - Growth 10-02-2004 3.02 6.39 6.3 5.77 7.19 6.02
Mahindra Manulife Dynamic Bond Fund - Regular Plan - Growth 01-08-2018 2.63 5.92 5.85 4.6 - 5.02
JM Dynamic Bond Fund (Regular) - Growth Option 25-06-2003 2.29 6.3 6.05 5.45 6.19 6.53
Kotak Dynamic Bond Fund Regular Plan Growth 26-05-2008 2.23 6.22 6.41 5.53 7.2 7.76
Quantum Dynamic Bond Fund - Regular Plan Growth Option 05-04-2017 1.58 5.91 6.39 5.78 - 6.51
BANDHAN Dynamic Bond Fund - Regular Plan B - Growth 01-12-2008 1.39 5.54 5.92 4.91 6.76 7.38
HSBC Dynamic Bond Fund - Regular Growth 01-01-2013 1.35 5.78 5.96 5.07 6.37 5.73
HDFC Dynamic Debt Fund - Growth Option 28-04-1997 0.88 5.21 5.63 5.79 5.75 7.87
ITI Dynamic Bond Fund - Regular Plan - Growth Option 14-07-2021 0.81 5.1 5.5 - - 5.04
PGIM India Dynamic Bond Fund - Growth Option 12-01-2012 0.66 5.3 5.55 4.78 6.48 7.05
Groww Dynamic Term Fund (formerly known as Indiabulls Dynamic Bond Fund) - Regular Plan - Growth option 30-11-2018 0.29 4.29 4.56 4.31 - 5.33
Baroda BNP Paribas Dynamic Bond Fund - Regular Plan - Growth Option 23-09-2004 -0.4 4.66 5.05 4.73 5.85 7.27
DSP Strategic Bond Fund - Regular Plan - Growth 16-05-2007 -0.86 4.76 5.44 4.95 6.45 6.58
Canara Robeco Dynamic Bond Fund - Regular Plan - Growth Option 29-05-2009 -0.92 4.05 4.39 4.09 5.64 6.54
Union Dynamic Bond Fund - Growth Option 13-02-2012 -2.04 4.01 4.47 3.91 5.35 6.01